How are criminals hacking my credit cards?

Hi
Every one of the last 3 or 4 credit cards I've had, I've had to close due to fraud and purchases I didn't make.
I think the first few test to see if I notice, and then they don't hold back.
I was lucky that today, I decided to see if anything suspect was occurring.
I got billed by the Freedom Road Socialist Organization. !

How are they breaking me?

I strongly suspect Uber of being massively hackable, I use them almost every day.
Thanks
LVL 1
beavoidAsked:
Who is Participating?

[Product update] Infrastructure Analysis Tool is now available with Business Accounts.Learn More

x
I wear a lot of hats...

"The solutions and answers provided on Experts Exchange have been extremely helpful to me over the last few years. I wear a lot of hats - Developer, Database Administrator, Help Desk, etc., so I know a lot of things but not a lot about one thing. Experts Exchange gives me answers from people who do know a lot about one thing, in a easy to use platform." -Todd S.

James BunchSystems EngineerCommented:
Well to be honest it has to be something that you are doing regularly. It could be a store you go to often has a strip machine to copy your data or a website not being so confident. When making purchases on a webpage it is essential to make sure that it is HTTPS, otherwise its not secure. If you are doing a lot of in person purchases do your best to use the Chip instead of swiping. Its possible it could be Uber but typically doubtful its a huge company like that. Not saying it can't be, but normally not.

Last thing you can do it if it continues to be a problem close out that bank account and start a new one. Tell your bank you don't like how often this has happened and you want a new account number. It could be they don't have your credit card but some checking information. A lot of things could go wrong so its a hard thing to deal with when it happens.
1

Experts Exchange Solution brought to you by

Your issues matter to us.

Facing a tech roadblock? Get the help and guidance you need from experienced professionals who care. Ask your question anytime, anywhere, with no hassle.

Start your 7-day free trial
JohnBusiness Consultant (Owner)Commented:
The places you visit have scanners underneath their credit card machines and that is (most of the time) how it is done.

Some years back, I had 3 different major cards breeched in the same outlet (a retail gasoline company). I complained to the parent company and the employees of the outlet were all discharged, the store tills and credit card readers were all replaced and it became a company run outlet with company employees running it.

You have to be careful who you give your card(s) to.
1
Dr. KlahnPrincipal Software EngineerCommented:
The Equifax "incident" earlier this year exposed nearly every American's entire credit history, including bank and credit card account numbers, SSNs and all the personal information needed to validate your identity to any of the credit bureaus.

(But hey, they're offering free credit monitoring for a year to make up for it.)

Now I freeze my credit status at each major credit bureaus every six months.
1
Exploring SharePoint 2016

Explore SharePoint 2016, the web-based, collaborative platform that integrates with Microsoft Office to provide intranets, secure document management, and collaboration so you can develop your online and offline capabilities.

James BunchSystems EngineerCommented:
(But hey, they're offering free credit monitoring for a year to make up for it.)

Yep, but also will auto bill you for the next year if you do not cancel prior to it. I think it was absolutely crap that they don't offer it free and don't charge going forward to cover their own mistakes.
1
beavoidAuthor Commented:
Thanks
I ordered a new credit card, but I think these scams are invulnerable and will never be stopped. :(
0
JohnBusiness Consultant (Owner)Commented:
Thanks for the update.
0
It's more than this solution.Get answers and train to solve all your tech problems - anytime, anywhere.Try it for free Edge Out The Competitionfor your dream job with proven skills and certifications.Get started today Stand Outas the employee with proven skills.Start learning today for free Move Your Career Forwardwith certification training in the latest technologies.Start your trial today
Computer Games

From novice to tech pro — start learning today.