How are criminals hacking my credit cards?

Hi
Every one of the last 3 or 4 credit cards I've had, I've had to close due to fraud and purchases I didn't make.
I think the first few test to see if I notice, and then they don't hold back.
I was lucky that today, I decided to see if anything suspect was occurring.
I got billed by the Freedom Road Socialist Organization. !

How are they breaking me?

I strongly suspect Uber of being massively hackable, I use them almost every day.
Thanks
LVL 1
beavoidAsked:
Who is Participating?
 
James BunchSystems AnalystCommented:
Well to be honest it has to be something that you are doing regularly. It could be a store you go to often has a strip machine to copy your data or a website not being so confident. When making purchases on a webpage it is essential to make sure that it is HTTPS, otherwise its not secure. If you are doing a lot of in person purchases do your best to use the Chip instead of swiping. Its possible it could be Uber but typically doubtful its a huge company like that. Not saying it can't be, but normally not.

Last thing you can do it if it continues to be a problem close out that bank account and start a new one. Tell your bank you don't like how often this has happened and you want a new account number. It could be they don't have your credit card but some checking information. A lot of things could go wrong so its a hard thing to deal with when it happens.
1
 
JohnBusiness Consultant (Owner)Commented:
The places you visit have scanners underneath their credit card machines and that is (most of the time) how it is done.

Some years back, I had 3 different major cards breeched in the same outlet (a retail gasoline company). I complained to the parent company and the employees of the outlet were all discharged, the store tills and credit card readers were all replaced and it became a company run outlet with company employees running it.

You have to be careful who you give your card(s) to.
1
 
Dr. KlahnPrincipal Software EngineerCommented:
The Equifax "incident" earlier this year exposed nearly every American's entire credit history, including bank and credit card account numbers, SSNs and all the personal information needed to validate your identity to any of the credit bureaus.

(But hey, they're offering free credit monitoring for a year to make up for it.)

Now I freeze my credit status at each major credit bureaus every six months.
1
Upgrade your Question Security!

Your question, your audience. Choose who sees your identity—and your question—with question security.

 
James BunchSystems AnalystCommented:
(But hey, they're offering free credit monitoring for a year to make up for it.)

Yep, but also will auto bill you for the next year if you do not cancel prior to it. I think it was absolutely crap that they don't offer it free and don't charge going forward to cover their own mistakes.
1
 
beavoidAuthor Commented:
Thanks
I ordered a new credit card, but I think these scams are invulnerable and will never be stopped. :(
0
 
JohnBusiness Consultant (Owner)Commented:
Thanks for the update.
0
Question has a verified solution.

Are you are experiencing a similar issue? Get a personalized answer when you ask a related question.

Have a better answer? Share it in a comment.

All Courses

From novice to tech pro — start learning today.