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I am struggling to figure out how much as a rate I am paying for PMI, I just can't seem to get the numbers to work out, there is something I am not doing right, this is not my strong point at all.

ok SO what I am looking at is the appraised value of $360,824 ( on July 26, 2013) I looked up on the FHA website and it seems as if the rate is .8% so If I take the $360,824 and find out what .8% of that is $2886 ( for a year ) and divide that by 12 I get $240.50 a month but I am paying less than that at $136.02 a month for PMI

can you tell me if the rate is really 0.8%?

ok SO what I am looking at is the appraised value of $360,824 ( on July 26, 2013) I looked up on the FHA website and it seems as if the rate is .8% so If I take the $360,824 and find out what .8% of that is $2886 ( for a year ) and divide that by 12 I get $240.50 a month but I am paying less than that at $136.02 a month for PMI

can you tell me if the rate is really 0.8%?

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I have been working on this for hours and hours , called the mortage company and they where not any help , how can this be so different ?

thanks

Date Description Principal Interest Escrow Amount Paid Escrow Balance Principal Balance

12/18/2017 Principal curtailment $100.00 $0.00 $0.00 $100.00 $1,582.06 $295,354.45

12/18/2017 Mortgage payment $613.50 $832.69 $547.69 $1,993.88 $1,582.06 $295,454.45

12/04/2017 Mip/pmi mortgage insurance $0.00 $0.00 ($136.02) $136.02 $1,034.37 $296,067.95