Credit card hacking - Is Paypal the only way to pay online ( a must)


I have had my cards hacked enough times to get really annoyed.
I receive balance sheets with card purchases in Rhode Island, or California, and I live in NC !

I paid with Paypal today, which means, my card was never exposed to direct hackers, I think.
Is that correct? VISA always refunds these fraudulent charges ( >$5,000, total, one time, over a few months)
Do hackers steal my paypal login?
Must I always do (card) online payments with paypal? I'm sick of cancelling cards for safety's sake
Who is Participating?

[Product update] Infrastructure Analysis Tool is now available with Business Accounts.Learn More

I wear a lot of hats...

"The solutions and answers provided on Experts Exchange have been extremely helpful to me over the last few years. I wear a lot of hats - Developer, Database Administrator, Help Desk, etc., so I know a lot of things but not a lot about one thing. Experts Exchange gives me answers from people who do know a lot about one thing, in a easy to use platform." -Todd S.

Phil PhillipsDevOps ArchitectCommented:
One thing to keep in mind: it's not only online shopping that can get your card data compromised.  For example, thieves have been known to install card skimmers at gas stations/ATMs. Or, a retail store can have their own systems compromised as well (i.e. Target a couple of years ago).

That said, using something like PayPal, Apple Pay, Amazon Pay, etc. can help prevent your card data from getting stolen when shopping online, since the card data isn't shared with the merchant. Though, I would definitely recommend setting up two factor authentication if you haven't already. It'll add an additional layer of security to your account. Using PayPal as an example, they have PayPal Security Key:

Experts Exchange Solution brought to you by

Your issues matter to us.

Facing a tech roadblock? Get the help and guidance you need from experienced professionals who care. Ask your question anytime, anywhere, with no hassle.

Start your 7-day free trial
Stacy RichardCustomer Relations Commented:
A credit card can be compromised long before you realize.    PayPal as well can be hacked.   Here is a great article to read
beavoidAuthor Commented:

Worse than I thought
I should go live in the woods on the perimeter of my community.
It's more than this solution.Get answers and train to solve all your tech problems - anytime, anywhere.Try it for free Edge Out The Competitionfor your dream job with proven skills and certifications.Get started today Stand Outas the employee with proven skills.Start learning today for free Move Your Career Forwardwith certification training in the latest technologies.Start your trial today
Game Programming

From novice to tech pro — start learning today.