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btstamp50

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Excel Vlookup based on two factors

Hi Experts.  I have a table with three columns.  Column J is number of years (1-20) and K (plan a) and L (plan b) contain various percentages.

I need a calculation that reads cell c4 (plan a or plan b as inputs) and c6.  c4 is either the heading for column K (plan a)  or the column L (plan b).  c6 is a number of years (1-20).  I need a look up value returned from this table with the calculation returned in cell d12.
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btstamp50

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This is great!  Thank you!
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