Microsoft Word
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It is a small community and I would like to build with Word Press Classima or any other theme.
How much does it cost monthly or yearly approximately?
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If speed/bandwidth/total data transfer is suffering, you can use a VPS instead. It's a few bucks more. If you use a VPS from the most advanced/biggest provider, you can even upgrade while still in use (others may require a full re-install). It will cost another few bucks per month more.
I don't suspect you'll need more than that.
5 bucks a month = hosting
15 bucks a month = simple VPS
100 bucks a month = powerful VPS
i checked a business plan at wordpress.com, cost $25 monthly.
does this site come with theme installation capability?
https://www.hostgator.com/promo/wpbeginner1?clickid=1v8wrExKUxyOWwAwUx0Mo3cgUknUc9yAESt90M0&irgwc=1&affpat=1&mpid=11535
any other site, much cheaper hosting?
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Only use https://WordPress.com if you plan on provide your site free forever, so no monetization.
If you plan to every monetize your site, purchase some inexpensive hosting somewhere, maybe InMotion or A2Hosting or a cheap dedicated server from OVH/SoYouStart/KimSufi.
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Microsoft Word
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Questions
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Microsoft Word is a commercial document editing program that is part of the Microsoft Office suite. It features numerous text-editing tools for creating richly formatted documents, along with tools for the use of macros in Word documents. Word's native file formats are denoted either by a .doc or .docx file extension. Plugins permitting the Windows versions of Word to read and write formats it does not natively support, such as the OpenDocument format (ODF) are available. Word can import and display images in common bitmap formats such as JPG and GIF. It can also be used to create and display simple line-art.