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This is for people with spreadsheet skill, but not necessarily yet book-keeping skills, which with this “starter template” will give you the lists headings and a few fairly simple calculations you need to get going.
How to use a bill paying spreadsheet created by yours truly. Also a little background. The download is available towards the bottom of the article and is named Pay-Bills.xltm. Feel free to use, or, as you wish. Provided as is.