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If you get continual lockouts after changing your Active Directory password, there are several possible reasons. Two of the most common are using other devices to access your email and stored passwords in the credential manager of windows.
Gift cards are not a new concept - it's been around for a very long time. Undoubtedly, over the past you have received such a card or purchased one for a friend or relative. Are you aware that you've been feeding the machine? If not, read on :)